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Rental Excess Insurance ||
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||Car
Rental Worldwide ||
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Insurance Products from jml Insurance
___________________________________________
Insurance
services from jmlvillas.com in association with jml property
insurance.co.uk
Car
Rental Excess - Insurance Travel Insurance - Landlord &
Tenant Insurance Products for the UK Market
HIRING
A CAR/ RENTING A CAR?
Insurance
for car rental for Europe, USA and Canada and worldwide from
Insurance4CarHire.com
Do
you know that the Excess can cost more than the car? This
insurance is a great way to save money and have peace
of mind when you rent a car - a great selection of policies
available
Do
you know that it could cost you £500 or more for any damage
to your rental car? EVEN IF IT'S NOT YOUR FAULT!!
For
a low, annual premium, Insurance4carhire.com provides excess
insurance protecting the customer against excess charges whenever
they rent a car.
Your car rental agreement normally includes cover for Collision
Damage Waiver (CDW) and Theft. However you are still liable
for the Excess on CDW and Theft. When a rental car is damaged
or stolen, the driver is asked to pay the first portion of
the repair or replacement costs. This is known as the Excess.
Insurance4carhire covers you
not only for the total amount of Excess for which you are
liable if the car is damaged or stolen, but also for damage
to the roof and undercarriage of the car, and windows and
tyres.
How
our Excess Insurance Works - We insure the Policy Holder,
not the rental vehicle. Excess is a voluntary insurance. Decline
the car rental company's Excess cover at the counter when
you collect the car. If the car is damaged or stolen, the
car rental company will charge your credit card for the Excess
amount and you then claim for reimbursement on your Policy.
Policies
available for 75 - 85 year olds - Are you over
75 and need car Rental Excess insurance? New Products now
available from insurance4carhire
Details here
TYPES
OF POLICIES AVAILABLE
Europe:
•
Covers Excess on damage to the rental vehicle including
the undercarriage, Excess on theft, and damage to windows
and tyres
•
Valid at all European car rental locations • One low, annual
premium allows unlimited use within the 12 month cover period
•
Covers the Policy Holder, who must be the person hiring the
car, and all additional drivers named on car rental agreement
Annual
Policy-covering Europe £49 -
BUY
HERE
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of Page
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Excess
Worldwide 31:
•
Covers Excess on damage to the rental
vehicle including the undercarriage, Excess on theft, and
damage to windows and tyres
•
Valid at all car rental locations worldwide where Excess is
charged (Excess is not charged in the USA)
•
One low, annual premium allows unlimited use within the 12
month cover period
•
Covers the Policy Holder, who must be the person hiring the
car, and all additional drivers named on car rental agreement
Annual
Worldwide Excess cover - 31 days per car rental agreement
£65 - BUY
HERE
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Excess
Worldwide 60
•
Covers Excess on damage to the rental vehicle including
the undercarriage, Excess on theft, and damage to windows
and tyres
•
Coverage for an extended period of up to 60 days on any one
rental agreement
•
Valid at all car rental locations worldwide where Excess is
charged (Excess is not charged in the USA)
•
One low, annual premium allows unlimited use within the 12
month cover period
•
Covers the Policy Holder, who must be the person hiring the
car, and all additional drivers named on car rental agreement
Annual
Worldwide Excess cover - 60 days per car rental agreement
£79 - BUY
HERE
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Europe
Family & Partners
•
Covers Excess on damage to the rental vehicle including
the undercarriage, Excess on theft, and damage to windows
and tyres
•
Valid at all European car rental locations
•
One low, annual premium allows unlimited use within the 12
month cover period
•
Covers the Policy Holder, who must be the person hiring the
car, and all additional drivers named on car rental agreement
•
Cover is for 2 Policy Holders, who must be family members
(defined as spouse, partner, parent, brother, sister, adult
child or fiance), travelling together or separately
Annual
Europe Excess Policy covering 2 Family Members - 31 days per
car rental agreement only
£79 - BUY
HERE
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USA-Canada
CDW/SLI
Take out annual Collision Damage Waiver (CDW) and Supplemental
Liability Insurance (SLI) before you travel and avoid costly
insurance charges of as much as US $30 per day, sold at the
car rental counter.
• Covers the rented vehicle for CDW/LDW (Collision Damage
Waiver/Loss Damage Waiver = damage, theft and loss of use)
up to US$ 80,000
• Supplemental Liability Insurance (SLI) covering third party
up to US $1 million
•
Lock-out provision to cover up to US $60.00 for a locksmith
• Covers the Policy Holder, who must be the person hiring
the car, and all additional drivers named on car rental agreement
Annual
policy covering USA and Canada 31 days per car rental agreement
only £109 - BUY
HERE
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Combined
CDW/SLI & Excess
This
policy covers: CDW/LDW (damage, theft and loss of use of the
rental vehicle)and SLI (third party) in the USA, Canada, the
Caribbean and South America: and it covers Excess charges
worldwide. Car rental companies in USA and Canada generally
charge between US$20 and US$30 per day for Collision Damage
Waiver (CDW/LDW) and Supplemental Liability Insurance (SLI).
Car rental companies charge up to £12 a day for Excess at
the car rental counter
• Covers the rented vehicle in the USA, Canada, South America
and the Caribbean for Collision Damage Waiver (CDW)/Loss Damage
Waiver (LDW) up to US$80,000
•
Provides Supplemental Liability Insurance (SLI), in the USA,
Canada, South America and the Caribbean, up to US $1 million
•
Covers Excess on damage to the rental vehicle, Excess on theft
and damage to windows/glass, tyres/wheels, the undercarriage
and the roof anywhere in the world where Excess is charged.
• Covers the Policy Holder, who must be the person hiring
the car, and all additional drivers
named on car rental agreement
• Unlimited use within the 12 month cover period
Annual
Policy covering SLI & CDW in USA & Canada and Excess worldwide
£129- BUY
HERE
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Policies
available for 75 - 85 year olds
With
the age of the traveling public increasing, these new policies
will help those aged 75 to 85.
•
Covers excess on damage to the rental vehicle including the
roof and the undercarriage, excess on theft, and damage to
windows and tyres
•
Valid at all car rental locations in Europe (and worldwide
for Excess Worldwide 75-85 policy holders)
•
One low, annual premium allows unlimited use within the 12
month cover period
•
Covers the Policy Holder, who must be the person hiring the
car, and all additional drivers named on car rental agreement
Europe
75-85 Cost: £65 - BUY
HERE
EXCESS
WORLDWIDE
75-85 Cost: £75 -BUY
HERE
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The
above information has been prepared by Insurance 4 Car Hire
Agents Ltd of Trans-World House, 100 City Road, London EC1Y
2BP England
Insurance4carhire.com
is a trading name of Towergate Underwriting Group Ltd which
is authorised and regulated by the Financial Services Authority,
Register Number 313250. The company is registered in England
and Wales, Company No. 4043759. The Registered Address is:
Towergate House, 2 County Gate, Staceys Street, Maidstone,
Kent ME14 1ST. .Jeffrey Milner Ltd T/A jml Property Services
acts as introducers to Insurance 4 Car Hire Agents Ltd
_________________________________________________________________________________________________
EXTRA
BENEFIT with "Gold" FREE
car key insurance find out more here... 
_________________________________________________________________________
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April
2007 Insurance4carhire.com is pleased to announce that it
has launched a car rental Excess comparative site
The
site shows the Excess amounts charged by the major car rental
companies, as well as the daily rates they charge to reduce
the Excess.
The information was compiled during April 2007 by Insurance4carhire
staff calling each car rental company's airport location
at the international airport in the capital city of each country
– more than 180 locations in total - and the costs are
based on the daily cost of excess for a compact size car.
The survey was conducted in more than 30 countries across
Europe, South Africa, New Zealand, Australia, USA and Canada.
The car rental companies surveyed are: Alamo, Avis, Budget,
Europcar, Hertz and National
It
clearly and simply shows the consumer:
What
their exposure is to Excess on their rental – information
that is often hidden and very difficult to get even when you
call the car rental location
ADVICE
ON CAR RENTAL
Before
you leave home - Ensure
thay you are carrying both your picture and paper driving
licences. The paper licence is essential as it shows any endorsements
you may have.
When
you collect the car:
- Check
the vehicle for damage
- Check
the spare tyre
REMEMBER:
- Most
car rental locations require a credit card
- Most
car rental locations will not accept debit or switch cards
- You
must have held a valid driving licence for one year
- British
licence holders should note that many car hire outlets will
not release the rental vehicle on sight of a photocard driving
licence without also seeing the paper licence counterpart.They
may also ask to see the paper licence counterpart of all
named drivers.
- Always
ask what is included in the rates quoted
- Never
initial or sign an agreement without asking about each item
- Do
not over insure. If you have travel insurance you do not
need personal effects or personal accident insurance
- Pre-purchase
or Pre-reserve your car rental
- Purchase
from agents within your own country in case you need refunds
or assistance
- When
you pick-up your vehicle determine where the drop off point
is for your return
- Ask
if the return area has an attendant. If not, who do you
return the car to?
- If
you leave the vehicle without check-in, examine it for damage
and photograph it from every angle.
- Drink
drive laws vary from country to country - for example in
Italy if you have a glass of wine and a grappa with dinner
and you are stopped by the police - you will be fined.
- Know
your speed limits - these vary from country to country.
- Speed
/ Radar cameras certainly apply to rental cars as well!
The rental company will be notified and the renter contacted
by the authorities. Speed traffic camera information is
now being sent from one country to another. e.g. someone
caught speeding with a French registered car in Italy will
find that the fine will be reported to the French authorities
if it is not paid.
- Check
with the Hire company if you can take the car out of the
country you are renting in.e.g. Going from France into Italy
or if renting in Ireland can you take the car into Northern
Ireland or into the Republic of Ireland.
The
above information has been prepared in association with information
from Insurance 4 Car Hire Agents Ltd
Drink
Drive laws in Italy Update.
Italy Magazine's March 2009 edition reports that the new Codice
della Strada (The Highway Code) has stated that if you drink
more than three glasses of wine or more than one brandy you
will not pass Police alcohol tests. Apart from having the
driving license suspended up to a year, the vehicle can also
be confiscated and sold by the state.
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At
the World Travel Awards 2005 insurance4carhire
won: World’s Leading Innovative Ecommerce Travel Product,
for the second year
Additional
Warning: Many car hire companies encourage the hirer to return
the car empty. If you were to refill this yourself before
taking it back, it is more than likely it would cost you less
than the fuel deposit you paid when you took out the rental.
If
you are renting a car via a company like Holiday
Autos you will be provided with a voucher that you will
have paid for in advance on line.
You
then present the voucher to the car rental company. Some car
hire companies will "swipe" your credit card so
the details are stored on their computer, but will not actually
debit your card at that stage. This is rather like when you
book into a hotel.
They
are taking your card details in case of accident, or any additional
charges that are levied at the end of the rental like - out
of hours collection - fuel charges - insurance etc.
Other
companies will immediately debit your card as either they
do no have this "swipe" and store facility or it
is their policy to debit the account to cover a deposit, fuel
charge etc. The downside to this is, if you are in a different
currency e.g. renting in a "euro" currency country,
but coming from the UK, Switzerland or the USA for example,
your bank back home will charge for the conversion onto your
card. On top of this exchange rates vary, so when you return
the car and they "credit" your card again apart
from being charged an exchange commission by your card/bank
provider, the rate of the dollar, euro, Swiss franc might
have gone
up or down.
Unfortunately
there is nothing you can do about this and the system does
vary from company to company.
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of Page
See
also: Renting
a Car Can Prove More Expensive Than Originally Budgeted For
Annual
Car Rental Insurance Renewal is here again
Car
Rental Excess Insurance.
Version
Française
----------------------------------------------------
Travel
Insurance
Holiday
travel insurance
- Holiday
delayed?
- Missed
departure?
- Lost
your passport?
- Personal
money stolen?
- Damaged
your ski equipment?
- Personal
Accident?
These
are just a few of the problems you could encounter on a holiday
trip. Have you taken out travel insurance?
Great
Value Travel Insurance from jml in association with
SEE:
Direct
Travel Insurance awarded a 5 star rating by Defaqto
Advice
for backpackers as 1 in 3 experience crime or emergency
Take
advantage of early bird ski offers travellers advised
Direct
Travel Insurance now insures Channel island residents
Gap
year travel is more popular during the credit crisis says
Direct Travel Insurance
_____________________________________________
Landlord
& Tenant Insurance Products for the UK Market
Whether
you are a Landlord or Tenant you will have your reasons for
Rental accommodation.
Many
people concentrate on either finding a property to rent or
making sure their property is let out. What a lot of people
still tend to overlook is the fact that whether they are
property owner or the person renting they
must have adequate insurance.
Are
you aware that - Some
tenants might be surprised to know that their landlord cannot
be responsible for insuring their possessions, or that they
could even be liable for any damage they cause to the
landlord’s goods.
Are
you aware that – Finding
specialist insurance for rental properties can sometimes be a
challenge? All too often, landlords find their property (a
most expensive asset) is not adequately covered by standard
insurance policies. Landlord insurance from a specialist
provider is different. It provides the most comprehensive
property insurance there is solely for the rental market
Homelet
and Letsure
are both very well established brand names. You can find
out more and obtain a quote/purchase a policy on line by
clicking on the logos
Click
Here for Premier Homelet Specialist Landlord & Tenant
Insurance - Instant Online Quote
Homelet
is a trading style of Hanover Park Commercial Services Ltd,
Phoenix House, 11 Wellesley Road, Croydon, Surrey CR0 2NW,
England who are authorised and regulated by the Financial
Services Authority in the UK. Their FSA Register number is
308724.Jeffrey Milner Ltd T/A jml Property Services acts as
introducers to Homelet
Remember:
Homelet
Tenants insurance policies are portable so if you move from
one part of the country you can take it with you. Contact
Homelet for conditions.
----------------------------------------------
Holiday
Home Insurance
The
revival of UK Holidays, low mortgage rates and extra leisure
time has meant more people are buying second homes. If your
additional property is your second home or an investment, they
have one thing in common - the need for specialist
insurance.
Why
do I need Holiday Home Insurance?
If
you own or are purchasing a holiday home in the UK then most
standard household insurance policies will not protect rented
property
You
therefore need to a specialist policy for your holiday home
property that is designed exclusively for properties used
as holiday homes or let for holiday use. As an owner of a
holiday home, it is vital that you fully understand the extent
and limitations of your insurance policy. What restrictions
are in place when letting and unoccupancy etc? Do you have
cover for public liability or loss of use?
Click
On Logo for
___________________________________________________
See
also Insurance4carhire.com Press Releases -
Drivers
Down Under Hit by biggest Car Hire Excess Charges – Don’t
go the distance without protection, warns INSURANCE4CARHIRE.COM
- Excess charges incurred by drivers in Australia disproportionately
high compared to other motorists - June 2008
Drivers
Abroad are stumped by hefty Car Rental Excess costs, but could
save £££’s on the holiday budget with an annual policy - April
2008
Confusing
car rental jargon, unclear insurance policies and excessive
excess – The Big 3 pitfalls that can leave you out of pocket
when hiring a car on holiday, warns Insurance4car.com - April
2008
Age
no barrier to protection for older drivers – Low cost excess
waiver policy helps over 75s stay on the Road - March 2008
Brits
set to get stung this Easter with Sky-High excess insurance
costs – EU car rental firms cash in on UK drivers with massive
excess charges - March 2008
insurance4car
hire.com - March 2008
Brits
go holiday crazy reckons major survey – but Insurance4carhire.com
says watch out for excess car hire charges - March 2008
Trusting
travelers tripped up by Holiday Car Hire pitfalls – Wise up
or pay up, says Innsurance4carhire.com - March 2008
The
Great Excess Insurance rip-off - EU Car Rental firms fleece
Brit drivers with massive excess Penalties - February 2008
Towergate
Partnership announces the acquisition of Insurance 4 Car Hire
Agents Ltd - January 2008
Lower
prices for car hire excess insurance from December - December
2007
Annual
Car Rental Insurance Renewal is here again - October 2007
___________________________________________________
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for a hotel for your holiday ? - Use the search facility below
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