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mlvillas.com
in association with
jml-insurance.co.uk
Holiday
and holiday home insurance services - select from the menu
below
Car
Rental Excess Insurance ||
Holiday
Property Insurance ||
Travel
Insurance |
Car
Rental Ireland
||Car
Rental Worldwide ||
Other
Insurance Products from jml Insurance
___________________________________________
Holiday
home insurance policies abroad can be full of catches - Take
care.
Claiming
on a holiday home insurance abroad can be very complicated.
Dealing with complex insurance policies on overseas homes is
something more and more people are having to come to terms
with.
There
are now more than 1 million properties owned by the
British.
What
can you do? First of all read and check the small print in the
policy. If it is in a language that you do not understand have
it translated.
Establish
whether your cover does exactly what it is so that the insurer
cannot reject a claim at a later stage.
Make
sure that your property is compliant for a country's
particular legislation. In France now a swimming pool has to
be properly gated and if your pool does not comply with the
law, it could invalidate the entire policy.
Make sure that your buildings
insurance covers the gardens and outbuildings, not just the
house.
Let the insurance company
know that you are letting the property out and when you let it
out to holiday makers, make sure that the visitors have taken
out their own travel insurance.
In some cases you might not
be covered for subsidence and earthquakes and the Public
Liability level is often lower such as in Portugal.
Rather like in Britain you
might have conditions, that if you are away from the property
for more than a month you might need someone to check it over
regularly, drain down plumbing and leave heating on.
If you have a mortgage, the
lender might be able to provide advice or as you might well
have a bank account with a bank in the country the property is
situated in, contact them.
A lot of British based
insurance companies are now covering overseas properties and
many of these can be found via the web.
There are now also many multinational insurance companies
operating, names that are familiar in Britain are becoming
just as familiar in France and Spain. Shop around and take
care.
Holiday
Home Insurance
The
revival of UK Holidays, low mortgage rates and extra leisure
time has meant more people are buying second homes. If your
additional property is your second home or an investment,
they
have one thing in common - the need for specialist
insurance.
Why
do I need Holiday Home Insurance?
If
you own or are purchasing a holiday home in the UK then most
standard household insurance policies will not protect rented
property
You
therefore need to a specialist policy for your holiday home
property that is designed exclusively for properties used
as holiday homes or let for holiday use. As an owner of a
holiday home, it is vital that you fully understand the extent
and limitations of your insurance policy. What restrictions
are in place when letting and unoccupancy etc? Do you have
cover for public liability or loss of use?
If
you are looking for a Holiday Home insurance policy for your
UK or overseas (France,
Spain, Portugal, Greece, Italy, Ireland, Germany, Belgium,
Holland, Denmark, Sweden, Malta and Cyprus.)
Holiday Property - written in English Click on the logo below
_____________________________________________
See
also - Why
Do I Need Travel Insurance? Personal Experiences by Philip
Suter - EzineArticles.com Article December 2005
Car
Rental Excess Insurance.
RENTING
A CAR?
Cut
out the extra costs with
Insurance4CarHire
Take
the RISK out of expensive excess insurance charges and costly
daily collision-damage-theft excess premiums. Knowing what NOT
to pay for is just as important as finding the right rental
deal.
• you
are liable to pay very high excess charges
if your car is damaged or stolen, even though you have taken
out insurance?
• depending
on the rental company, the excess charges vary from £344 to
£1,614?
• you
may be paying high hidden extra charges - up to £12 a day -
to cover the damage-theft excess?
Which
means on a typical 14-day rental you can be paying an
additional £168.
NOW
there's an easy, affordable, comprehensive way to get total
peace of mind when renting a car.
Insurance4CarHire
offers comprehensive excess
cover for 12 months, Europe-wide for only
£49.00
For
further information Click on the logo
The
above information has been prepared by Insurance 4 Car Hire
Agents Ltd of Trans-World House, 100 City Road, London EC1Y
2BP England
----------------------------------------------------
Travel
Insurance
Holiday
travel insurance
- Holiday
delayed?
- Missed
departure?
- Lost
your passport?
- Personal
money stolen?
- Damaged
your ski equipment?
- Personal
Accident?
These
are just a few of the problems you could encounter on a holiday
trip. Have you taken out travel insurance?
Great
Value Travel Insurance from jml in association with
----------------------------------------------------
Landlord
& Tenant Insurance Products for the UK Market
Whether
you are a Landlord or Tenant you will have your reasons for
Rental accommodation.
Many
people concentrate on either finding a property to rent or
making sure their property is let out. What a lot of people
still tend to overlook is the fact that whether they are
property owner or the person renting they
must have adequate insurance.
Are
you aware that - Some
tenants might be surprised to know that their landlord cannot
be responsible for insuring their possessions, or that they
could even be liable for any damage they cause to the
landlord’s goods.
Are
you aware that – Finding
specialist insurance for rental properties can sometimes be a
challenge? All too often, landlords find their property (a
most expensive asset) is not adequately covered by standard
insurance policies. Landlord insurance from a specialist
provider is different. It provides the most comprehensive
property insurance there is solely for the rental market
Homelet
and Letsure
are both very well established brand names. You can find
out more and obtain a quote/purchase a policy on line by
clicking on the logos
Click
Here for Premier Homelet Specialist Landlord & Tenant
Insurance - Instanine Quote
Homelet
is a trading style of Hanover Park Commercial Services Ltd,
Phoenix House, 11 Wellesley Road, Croydon, Surrey CR0 2NW,
England who are authorised and regulated by the Financial
Services Authority in the UK. Their FSA Register number is
308724.Jeffrey Milner Ltd T/A jml Property Services acts as
introducers to Homelet
Remember:
Homelet
Tenants insurance policies are portable so if you move from
one part of the country you can take it with you. Contact
Homelet for conditions.
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